Alhilal Life
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Ensure your family’s financial protection against life’s uncertainties
Hemaya Plan is a Sharia compliant plan which is designed to provide a lump sum payment to the beneficiaries in the event of Death (God Forbid), or to the Participant in the event of the supplementary covers being chosen – Total and Permanent Disability and/or Critical Illness cover. The Sum Takaful Amount is payable from death by natural causes or by accident, and the contributions can be paid monthly, quarterly, half yearly or yearly.
We looked at the most commonly asked questions and answered them for you.
The best time to start saving is Now. The sooner you start saving, the better the chances are your plan value will have the sufficient amount you will need in the future. We generally have fewer expenses at the earlier stage of our life, however as we grow older we accumulate more responsibilities and accordingly expenses tend to rise, so it would be easier for us to meet those increased expenses if we start saving as early as possible. In addition, starting to save early in life creates a positive habit of saving first then spending whatever remains of disposable income.
It depends on your income, liabilities and dependents. Generally, it should be at least 10-15 times of your annual income
The biggest benefit of investment being linked to insurance is that the plan provides a protection advantage. In the event death or disability occurs (God forbid), your savings might not be adequate to meet the dreams you had for the future. Thankfully insurance helps with that; with Death or Disability benefits offered, this will help meet the real purpose of the plan: your dream.
Saving & Protection plans can be for the purpose of Education, Regular Savings, Wedding, or Retirement, and they offer a number of benefits, such as
Sunday – Thursday, Opening Hours: 8:00 am – 4:00 pm
Office 41, 4th Floor, Building No 2080, Seef Tower, Road No 2825, Al Seef 428, P.O Box 5832, Manama, Kingdom of Bahrain.
+973 1758 9800
info@alhilal.life
(+965) 2294 2663
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