Board of Directors

Our Board of Directors determines the strategic goals of the company and oversees the proper implementation of all the necessary steps towards the achievement of those goals, while safeguarding the interests of all stakeholders.

The Board is responsible for the stewardship of the company on behalf of shareholders with the objective of creating long-term shareholder value, providing value for money to customers and value for distributors in a transparent and compliant fashion.
Suvrat Saigal

Deputy Group Chief Executive Officer – Retail Banking at Ahli United Bank B.S.C.; Former Head of Mass Segment and Products, First Abu Dhabi Bank, UAE; Former Head of Global Retail, National Bank of Abu Dhabi, UAE; Former Head of Consumer Banking, Barclays, India; Former Head of Strategy, Marketing & Consumer Experience, Citibank, Australia; Former Citibanking Head, Asia Pacific, Citibank N.A., Singapore; Former Cards Head, Citibank N.A., Japan. He has held various management positions with Citibank in Singapore, USA, India and Saudi Arabia. Suvrat holds a Bachelor of Engineering from Delhi College of Engineering, India.

Jehad Saud Abdulaziz AlHumaidhi
(Deputy Chairperson and Non-Executive Director)

Chief Executive Officer-Ahli United Bank, Kuwait. Director, Al Hilal Life B.S.C.(c) & Al Hilal Takaful B.S.C.(c); Vice Chairman, Ci Net, Kuwait; Vice Chairman, KNET, Kuwait. Former DCEO – Banking Support, Ahli United Bank K.S.C.P; Former Senior General Manager of IT & Operations, Ahli United Bank K.S.C.P, Kuwait. Held various managerial positions in Ahli United Bank Kuwait. Holds a BSC Mathematics from Kuwait University and Minor in Economics.

Othman Ahmad Yaqoub Hijazi
(Non-Executive Director)

Deputy Group Chief Executive Officer – Corporate Banking at Ahli United Bank B.S.C.; Vice Chairman, Commercial Bank of Iraq; Board member, Al Hilal Life B.S.C.(c) and Al Hilal Takaful B.S.C.(c), Bahrain; Board Member, Al Ahli Real Estate Company WLL, Bahrain; Director, Property Company One & Two Ltd, UK. Former Executive Director – International Corporates – Origination and Customer Coverage Saudi and Kuwait Markets, Standard Chartered Bank, UAE; Executive Director – Head of Local Corporate Business – Origination and Customer Coverage -Sharjah and Northern Emirates, Standard Chartered Bank, UAE; Senior Relationship Manager – Business Banking Group, Abu Dhabi Commercial Bank, UAE; Relationship Manager, Commercial Bank International, UAE. Holds a Masters in Finance from University of Western Sydney, Australia.

Sunil Zacharia
(Non-Executive Director)

Group Head of Compensation & Benefits at Ahli United Bank B.S.C. with over 26 years of international experience in human resources. Former Director, Talent Acquisition, Fidelity Investments, India; Former Associate Vice President, Deloitte Consulting, India; Former C&B Specialist, National Commercial Bank, Saudi Arabia; Former Principal Consultant, PricewaterhouseCoopers; India. Sunil holds a Master’s Degree, specialized in human resources management from Xavier School of Management (XLRI) in India and a Bachelor Degree in Business Studies from Delhi University, India.

Redha Ali
(Non-Executive Director)

Group Head of Corporate Banking, Ahli United Bank Bahrain. Former Head of Corporate Banking, Ahli United Bank Bahrain; Former Deputy Head of Corporate Banking, Ahli United Bank Bahrain; Former FMGT Team leader, Ahli United Bank Bahrain; Former Senior Relationship Manager & Senior Trade Manager, BNP Paribas. Director in Ahli Real Estate Company WLL, Family Microfinance House, and Commercial Bank of Iraq. Holds a Diploma in Commercial studies from the University of Bahrain as well as various diplomas from BIBF and other professional bodies and attended a number of industry trainings and seminars.