Prepare for the added financial costs of battling a critical illness


What is Weqaya Plan?

Weqaya Plan is a Shari’a compliant plan which helps prepare you for the added financial costs of battling a specific critical illness (God Forbid). Fortunately, many people diagnosed with a critical illness survive this difficult and life-threatening battle. However, as the recovery process begins, people become aware of the medical bills that start to pile up. Through Weqaya plan, our goal is to help you and your family cope with and recover from the financial stress associated with surviving a critical illness. So instead of being overwhelmed by your financial worries, you can focus on putting your health back on track.

What do you get with this Plan?

Weqaya Plan is a critical illness plan which means that it provides a Critical Illness Benefit. The Critical Illness Benefit offers you a lumpsum payment upon the first-time diagnosis (God Forbid) of any of the 5 critical illnesses stated below:
  • Cancer
  • Stroke
  • Heart Attack
  • Kidney Failure
  • Major Organ Transplant


Critical Illness Benefit:
The Critical Illness Benefit amount payable is based on the package you have selected.

Guaranteed renewability:
The term of the plan is 5 years and can be renewed for several similar successive periods without the need to provide evidence of continued insurability. Upon renewal, the contribution amount will be re-calculated based on the rates applied at the time of renewal as well as the new attained age at the time of renewal

3 Reasons why you must buy this plan

Guaranteed Renewability

Semi-annual or annual payment frequency options

Range of payment methods available

The Top 5
Questions People Ask us

We looked at the most commonly asked questions and answered them for you.

The Top 5
Questions People Ask us

Take a look at the most commonly asked questions about life insurance.
A Life insurance policy is an affordable way to give you and your family members peace of mind, knowing that they will be protected in the unfortunate event of your death or disability. You will no longer have to worry about their financial future and can rest assured knowing they will be able to continue their current lifestyle.

The best time to start saving is Now. The sooner you start saving, the better the chances are your plan value will have the sufficient amount you will need in the future. We generally have fewer expenses at the earlier stage of our life, however as we grow older we accumulate more responsibilities and accordingly expenses tend to rise, so it would be easier for us to meet those increased expenses if we start saving as early as possible. In addition, starting to save early in life creates a positive habit of saving first then spending whatever remains of disposable income.

It depends on your income, liabilities and dependents. Generally, it should be at least 10-15 times of your annual income

The biggest benefit of investment being linked to insurance is that the plan provides a protection advantage. In the event death or disability occurs (God forbid), your savings might not be adequate to meet the dreams you had for the future. Thankfully insurance helps with that; with Death or Disability benefits offered, this will help meet the real purpose of the plan: your dream.

Saving & Protection plans can be for the purpose of Education, Regular Savings, Wedding, or Retirement, and they offer a number of benefits, such as

  • Long term Commitment: Encourages you to save consistently towards a future goal, be it a better education for your children, buying a house or starting a business, saving for your child or grandchild’s wedding or even saving towards your retirement. These plans also provide you with the flexibility to choose the mode of payment and frequency.
  • Takaful Death Benefit: God forbids in case of death, the protection element in these plans ensures that your future goal you had set for your children is still met. In case you had selected a retirement plan, you can rest assured that a lump sum will be paid out to your family for financial security.
  • Choice of Investment Strategy: Range of investment strategies are available that you can choose from based on your risk appetite.
  • Indexation: Helps your savings be protected against inflation

Let us help you plan for your better future!

Share your Basic Details and we will arrange a call back for you.

Bahrain Regional Office

Sunday – Thursday, Opening Hours: 8:00 am – 4:00 pm

Office 41, 4th Floor, Building No 2080, Seef Tower, Road No 2825, Al Seef 428, P.O Box 5832, Manama, Kingdom of Bahrain.

+973 1758 9800


Kuwait Branch Office

Sunday – Thursday, Opening Hours: 8:00 am – 4:00 pm

10th floor, February 25 Tower, Khalid Bin Alwaleed St., Share, Kuwait City, Kuwait.

(+965) 2294 2663